Sorry to hear about this.
The “old" version of the test was changed at the same time many states were dropping the state tests. A new section added to the national test and "counts" for the state testing requirement in all states.
That means when you add a state (KY or others) the NMLS will look to see that there's a passing score for the SAFE MLO Test (w/ USC section).
In short it means doing the National test and passing it and then you are done.
The test prep would be the most efficient way to do it. i.e. since no class is needed.
The NMLS charges $110 for the test. Test Info and Registration is at:
The test prep tool is Prep2Pass and is at www.myprep2pass.com
Thanks and good luck with getting the test closed out.
Let me know how we can help.